Percentile life expectancy calculator

The life expectancies most commonly quoted in official U.S. tables and reports are wrong for retirement planning on 4 counts:

Compute your life expectancy:

Sex: Age:
Spouse/partner: Age:


Additional years of life expectancy if you are of average health (includes people with chronic illnesses and terminal conditions):

cohort mortality
Based on Social Security Administration Actuarial Study No. 120
mean percentile
80th 90th 95th 98th 99th
- - - - - -

Additional years of life expectancy if you are healthy (based on holders of annuities; inaccurate if you are young):

healthy cohort mortality
Based on Society of Actuaries 2012 Individual Annuity Mortality Basic Table with Projection Scale G2
and 2005-08 Individual Payout Annuity Experience Report contract years actual/expected rate adjustment
mean percentile
80th 90th 95th 98th 99th
- - - - - -

Additional years of life expectancy typically reported in official tables (for comparison):

period mortality
Based on Social Security Administration Period Life Table 2010
mean
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